Excess insurance for bike ‘hire’.

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DavidS
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Excess insurance for bike ‘hire’.

Post by DavidS »

The Canaries trip I am going on in January includes the use of a bike and the necessary road traffic and third party insurance but there is, naturally, an excess/charge for damage.
I always take out car hire excess insurance for holidays but can’t see anything for bikes. This is assuming it is still legally classed as a hire.
What do you experts do? Obviously irrelevant with your own bike.

When I went to India there was specifically no costs unless you did anything deliberately - they didn’t even charge a guy for trashing two sets of forks in separate bouts of relative incompetence. They were all well used older Enfield 500’s though.
2022 Triumph Tiger 900 Rally Pro sadly gone due to ill health.
Now on a 2025 Triumph Scrambler 400X but may be fitter next year.
redbikejohn
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Re: Excess insurance for bike ‘hire’.

Post by redbikejohn »

Can't help but just make sure your medical insurance is ok with you riding a motorbike, many don't allow. Some do but not scooters?!
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XT660Z written off from behind by car.



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DavidS
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Re: Excess insurance for bike ‘hire’.

Post by DavidS »

Thanks - LV include it.
Over 125cc is essentially wearing proper motorcycle gear (paraphrased). An integral part of their Travel Insurance policy.
I’ll get a GHIC card as well - we haven’t been to Europe since about 2017/18.
2022 Triumph Tiger 900 Rally Pro sadly gone due to ill health.
Now on a 2025 Triumph Scrambler 400X but may be fitter next year.
Tonibe63
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Re: Excess insurance for bike ‘hire’.

Post by Tonibe63 »

Must admit I've never been offered excess insurance on bike hire and have never bought it when hiring a car.
Travel/medical insurance including bikes over 125cc for medical and repatriation is the only thing I do pay extra for.
Open your eyes and you see what is in front of you, open your mind and you see a bigger picture but open your heart and you see a whole new World.
Tonibe63
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Re: Excess insurance for bike ‘hire’.

Post by Tonibe63 »

Since my previous post we have been to Gran Canaria and rented a bike and I chose to take out extra insurance for bike damage for the first time ever (must be getting old). For about 10 Euros a day I decided not to take the risk and once we got out on the road I felt it was the right choice, not because of other drivers but because of the constant tight bends, a local biker told me it's called the island of a thousand hairpins and now I know why 😁😁😁😁😁😁.
Open your eyes and you see what is in front of you, open your mind and you see a bigger picture but open your heart and you see a whole new World.
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Re: Excess insurance for bike ‘hire’.

Post by Yoyo »

It's a fantastic place to improve your riding on technical roads that's for sure!

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DavidS
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Re: Excess insurance for bike ‘hire’.

Post by DavidS »

Only a month to wait now. :D
Really looking forward to it.
2022 Triumph Tiger 900 Rally Pro sadly gone due to ill health.
Now on a 2025 Triumph Scrambler 400X but may be fitter next year.
Tonibe63
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Re: Excess insurance for bike ‘hire’.

Post by Tonibe63 »

DavidS wrote: Fri Dec 13, 2024 4:10 pm Only a month to wait now. :D
Really looking forward to it.
We're planning to return in March 25 to ride the North East half of the island 🤞
Open your eyes and you see what is in front of you, open your mind and you see a bigger picture but open your heart and you see a whole new World.
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Re: Excess insurance for bike ‘hire’.

Post by Magnusson »

What are recommend bike rental places in the Canaries?
Champagne taste on beer budget.
DavidS
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Re: Excess insurance for bike ‘hire’.

Post by DavidS »

I’m doing the guided tour with Canaries Motorcycle Tours but tonibe63 self hired a few weeks ago.
2022 Triumph Tiger 900 Rally Pro sadly gone due to ill health.
Now on a 2025 Triumph Scrambler 400X but may be fitter next year.
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