Bike Accident do I need to disclose it when renewing Car insurance?

[Kebabmonster]

My wife wrote my Impreza off at the end of July 2011 as a named driver on the car insurance. When I told MCE about it when my ZX6R insurance was due at the start of July 2012, my bike insurance went up £80.

They're robbers and nobody will change my mind about that.

[-Ralph-]

Whenever I have a telephone conversation with my insurance company (or any other call that what I have been told is important) I make sure I get the person's name I spoke to and the time a date of the call.
Carol Nash tried to shaft me for an extra £80 once when they claimed I gave false information but I told them to play back the recordings of our conversations and was able to prove two members of staff lied against me! I got an extra £25 off my policy for my inconvenience.

That's all you need to do, record the name, time, and minute the details of the conversation on paper and keep it (I write it on the back of my paperwork from them before filing it). Doesn't even matter if they have the call recording, it's primary evidence if its written at the time of the call and it's then up to the insurance company to prove they didn't say something, as you've already provided proof that they did.

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[SteveR]

That's all you need to do, record the name, time, and minute the details of the conversation on paper and keep it (I write it on the back of my paperwork from them before filing it). Doesn't even matter if they have the call recording, it's primary evidence if its written at the time of the call and it's then up to the insurance company to prove they didn't say something, as you've already provided proof that they did.

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Yep, totally agree with all Ralph says!

The "contemporaneous record" is the magic term used when dealing with legal bods. I usually note important conversations or outcomes and then post/email a copy to the relevant persons as well.