Adventure Bike Rider Forum

I have lived overseas for many years and now live in the UK again, my last time of owning a bike here was 2007.

My last bike however was a 1200 GSA which I travelled across Australia on.

I am getting the itch again for adventure and want to buy a bike and explore this country and then Europe and perhaps further afield.

I am just sceptical about my chances of finding an Insurer who wont laugh at me when I go to insure a new adventure bike probably 800cc + possibly a 1250GSA.

Thoughts on making this happen without taking on the deficit of a medium sized African nation to pay the premium to travel here and Europe.

Edit: I should have added I am 55 years old and held my licence for several decades now.

Have a look on go compare , moneysupermarket and MCN and then you will know what huge bill you face , probably be OK

No-one will laugh at you .. but they may take the piss, with your quote.
Confused dot com?
You don't even need to speak to anyone

Why not lighter bike, for example Honda CB500X? Lower purchase price, insurance, fuel consumption. Ideal for returning rider.

Bemoto. Intelligent people and helpful.
Prices certainly tolerable for an old duffer like me with two bikes.

You might be surprised! It was a few years ago now but I was surprised how low the quotes were when I tried to insure myself on a Honda Blackbird after 10 years without owning a bike...

I sometimes write about insurance for my day job...

In commercial insurance for fleets, insurers are often prepared to take on a perceived high risk (a young driver in a truck) if the risk is diluted with 'safer' drivers.

If you run a car, you could consider approaching Carole Nash, who do a 'six-wheel' policy that covers both.

My 'six-wheel' policy covers an ordinary car and four motorcycles...including a 1000cc Italian sports bike...and every time it comes up for renewal I am unable to match it by splitting the vehicles and insurers.

You could also consider getting in some additional refresher or advanced training, which would make you a more attractive in terms of risk to some insurers.

The real red flags for insurers are poor claims history and motoring convictions, plus keeping the bike in a high-risk poscode. If you are clear of those then I don't see it would be a problem.

The poster above is correct in that a middle-weight bike might be a wiser initial purchase.

I'm 58 and found the CB500X cheap enough to insure at less than £150 though I do have some no claims discount on the policy, good luck with whatever you decide to buy.

Magnusson wrote: ↑Fri Mar 15, 2024 7:17 am Ideal for returning rider.

By returning rider, I mean returned to live in this country, I have a 3 year break off bikes my last being the 1200 GSA, all of my bikes over my last 10 years of riding have been big bikes. I am actually thinking the Tenere 700 or Africa Twin as I like the idea of doing some big trips on the European TET network and I have done the BMW oof road training and completed the BMW Safari in Australia mostly off road riding.

Alexhoc wrote: ↑Fri Mar 15, 2024 9:31 am You might be surprised! It was a few years ago now but I was surprised how low the quotes were when I tried to insure myself on a Honda Blackbird after 10 years without owning a bike...

I shall try getting some quotes to get a bench mark price wise, I guess I was spoiled, insurance in Australia is not compulsory (third party is in your rego (road tax)) and it is very competitive for fully comp.