sidestand wrote:I only put stickers on me panniers, so will that count as an accessory on me bike, or an accessory on me accessory ?? :whistle:
gotta :laugh: :laugh: :laugh: or we'd cry.
Just in case anyone hasn't visited the Bennets website yet
http://www.bennetts.co.uk/bike-insuranc ... on-policy/
and here are their helpful examples - Note, Panniers / Top boxes are mods.
EXAMPLES
Appearance of your bike including stickers
If you have made you bike look like a race replica via the use of decals/stickers or paintwork then you must make us aware, other than that you do not need to tell us.
I’ve fitted an Akrapovic exhaust system, should I disclose this?
Yes, this is considered a performance enhancing feature and should be disclosed.
I’m considering investing in a Smartwater or Datatag system, is this considered as a modification?
No, these examples would be categorised as security features and not classed as a modification. Again, please be as accurate as possible when disclosing security devices too as they can often reduce your premium.
How about panniers, surely they’re not classed as performance enhancing?!
Panniers (or luggage) do affect the performance of a bike, or to be more accurate, its stability plus its size. To reiterate, it’s important to state as much detail about your bike and its modifications and accessories as possible. They may not affect the price of your policy.
We are committed to ensuring you are fully covered and make the most of your biking lifestyle.
