Adventure Bike Rider Forum

Flipflop wrote: ↑Sat Mar 16, 2024 1:34 pm Two of the biggest factors in Motorcycle insurance is Post code and overnight parking ie brick garage.
When I moved to Salford for a few years with work I couldn’t get insurance at any price due to my post code.

Yes my address for official purposes is a Manchester Postcode in one of Manchester’s less salubrious suburbs. Lol.

I might have to look for a residential address in a rural area with a secure building it is stored in.

The only purpose for me to get the insurance is to comply with the legal requirement and third party cover. I am happy to assume all other risk but sadly the insurance business with government muscle backing them up is now a racket / monopoly and I suspect most insuarance companies are part of a cartel to rip us off.

I have a full bike licence since 1974.

Over the years I rode friends bikes as an extension to my car licence.

In 2010 I got a BMW K100LT, not a sports bike but still a 1,000cc bike. My insurance cost me all of 240 despite not having had a stand alone bike policy for years. A very clean licence and no claims was all it too.

I currently have 4 bikes on a multi bike policy for 300, Carole Nash.

You’re fifty five years old with decades of riding experience? It’ll be cheap as chips.

Also, if you’re coming in from abroad, assuming you’ve been riding or driving there, you can have those years put onto your new British no claims bonus as long as you get a letter from your overseas insurer.

All the best.