I changed my bike in March but the existing insurance company wouldn't cover the new bike so I had to switch insurance companies.
To my surprise, I didn't get a refund for the 2 extras and had to buy them again for the full price just 6 weeks later.
![Surprised :o](./images/smilies/icon_e_surprised.gif)
To add insult to injury, the policies that I bought for a second time are with exactly the same companies as the first time
![Shocked :shock:](./images/smilies/icon_eek.gif)
What I hadn't realised is that the 'extras' aren't considered to be separate contracts and can't be transferred, even though you get a different policy number and a contract with a different provider for each one.
Bummer...
![Sad :(](./images/smilies/icon_e_sad.gif)
![Sad :(](./images/smilies/icon_e_sad.gif)