Insurance went from £130 to £400!

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Thumper
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Insurance went from £130 to £400!

Post by Thumper »

Wicked quotes (Ramasis) have just emailed me my new insurance quote.

Last year I paid £136, this year they want £401!

Apparently my insurance was through KTM who don't do this certain scheme anymore.


Anyone got a good insurers, before I start searching online?

(Heavily modified XT660Z 2013, 60,000 miles, 5 years NCB, Garaged)
I'm off on a 3 month solo trip of Europe. Can i pitch a tent in your garden? Or can you help me find interesting things to see?

Here's my page:

http://www.facebook.com/onemooseonemotorbike
Andi_Archer
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Re: Insurance went from £130 to £400!

Post by Andi_Archer »

See the other thread Thumper is seems a common theme brought on by theft of 1200 GSs
http://www.adventurebikerider.com/forum ... rance.html
Thumper
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Joined: Mon Jul 15, 2013 8:47 pm

Re: Insurance went from £130 to £400!

Post by Thumper »

Scum
I'm off on a 3 month solo trip of Europe. Can i pitch a tent in your garden? Or can you help me find interesting things to see?

Here's my page:

http://www.facebook.com/onemooseonemotorbike
Richard Simpson
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Re: Insurance went from £130 to £400!

Post by Richard Simpson »

I've always used Carole Nash.

The days of cheap motor insurance are over

http://www.telegraph.co.uk/news/2017/02 ... overnment/


Sorry.
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Toe
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Re: Insurance went from £130 to £400!

Post by Toe »

If it's a renewal then, yes, it will without a doubt be higher than what you previously paid.

AFAIK insurance companies have a low price for the first year to entice you in/new customer 'promo' price then basically hope you forget or CBA to change and just go with a renewal the following year at a higher price.

I have zero loyalty to insurance companies and will go with the cheapest that meets my needs. I'd say get on a reputable comparison site and see what you can find (confused, comparethemarket, elephant, etc)
In my early years of riding these were always sketchy looking or named companies and actually had to claim once with no issues. Overall it's the same few companies that actually insure you (Ageas, LV).


I've recently been with MCE, Devitt and Hastings.
Whenever I've been asked about modifications the wording has generally been 'performance enhancing'.
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Hammy1
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Re: Insurance went from £130 to £400!

Post by Hammy1 »

Also with Hastings this year as were cheapest for my needs; 2014, S10, £136 everything covered.
ledwardio
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Re: Insurance went from £130 to £400!

Post by ledwardio »

I had a few good years with Ramasis (Wicked Quotes), actually one of the few companies I've renewed with as they found me cheaper, better cover. But they seem to have lost the plot recently.

I think ultimately you'll just have to shop around Thumper.

It's my experience that there seems to be no correlation in what an insurer will offer 2 different people. I recently got a Hastings quote and it was massive, so I didn't have Hammy's luck, or is it charm ;)
Hammy1
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Re: Insurance went from £130 to £400!

Post by Hammy1 »

Charm and of course, Good Looks, Wit, Diplomacy, Sence of Humour, Intelligence, Common Sense, Courageousness, Discipline, Self-Confidence and last but not least Modesty!
Nigel
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Re: Insurance went from £130 to £400!

Post by Nigel »

Wicked quotes hmmm . . .
Tried the same with me £100 - £250, no thanks, ended up back with Hastings who I left 3 years ago because of a silly quote :whistle:
It`s a bloody farce :angry: if it went up a few quid fine, silly amount you change ;)
Do my quotes through meerkats (thumbs)
Wonkyconk
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Re: Insurance went from £130 to £400!

Post by Wonkyconk »

Hastings dirt cheap for me this year £105 comprehensive, went down £5 after i changed the voluntary to zero weirdly.
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