125 Insurance for 17 year olds..???

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flipflopdog
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125 Insurance for 17 year olds..???

Post by flipflopdog »

Any input for first timers insurance on a 125, (boy just done his CBT) before I go deep water trawling on the net for it...???

Thanks in advance

Mez
herman
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Re: 125 Insurance for 17 year olds..???

Post by herman »

Consider a 110...a fair bit cheaper.
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Re: 125 Insurance for 17 year olds..???

Post by flipflopdog »

The lucky little sod has a dad with a big heart and empty wallet so already got the wheels..!
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Re: 125 Insurance for 17 year olds..???

Post by Andi_Archer »

Have a look on the advice forums such the two below on how to reduce the charge legally
http://www.gocompare.com/motorbike-insu ... ng-riders/
http://www.moneysupermarket.com/c/motor ... ng-riders/
One perfectly legal way to potentially reduce your motorbike insurance costs is to add an older and/or more experienced rider to your policy as a second rider. If, say, your parents or older siblings are fellow bikers, this might be worth considering, with the added benefit that they can borrow your bike from time to time.

However, you shouldn't lie and tell your insurer that someone else is the main rider of your bike - this is called fronting and it's illegal. If you do this you risk having your insurance invalidated and being prosecuted for fraud.

Taking an advanced rider course will enhance your skills and awareness on the road and many insurers recognise this by giving bikers with an advanced rider qualification a discount.

Going to every length to keep your wheels protected will have an impact on the price of motorbike insurance for young riders. So store it in a safe environment such as a garage if possible and fit insurance approved locks. This will make it less likely that the bike will be stolen and hence attract cheaper motorbike insurance quotes.
moto al
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Re: 125 Insurance for 17 year olds..???

Post by moto al »

Hi bud, I put my Nephew ,on to Carole Nash , ok that was a couple of years ago.his dad found them the best company for young riders. (thumbs) Al
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Re: 125 Insurance for 17 year olds..???

Post by Toe »

When I insured my first bike the companies saying they're 'specialists' for young riders weren't even the cheapest so definitely shop around and try playing off the 2 lowest results against each other, anythings worth a try for insurance at that age.
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Neil M
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Re: 125 Insurance for 17 year olds..???

Post by Neil M »

My 17 year old son bought a decent Yamaha XT125x back in July. The bike cost £850. He'd been riding a 50cc scooter for about 9 months and I thought he could just transfer the policy and pay an adjustment fee. How foolish of me! That was with Bennetts and they said he had to cancel that policy and get a new one which would be over £1000 TPT!! The best quote we got in the end was with MCE through 'The bike insurer'. Still £700. Carole Nash were over £1000.

Adding him or his bike to my policy wasn't an option. I Can't remember why, but it was too problematic or expensive anyhow.

As usual, we get stitched-up by the insurance companies.

Good Luck,

N.
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bowber
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Re: 125 Insurance for 17 year olds..???

Post by bowber »

My son's with Carole Nash (CBF125) but the quote came down when we changed it to fully comp, no idea why, so check the fully comp prices out as well.

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Re: 125 Insurance for 17 year olds..???

Post by -Ralph- »

herman wrote:Consider a 110...a fair bit cheaper.
Can you still get those?
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Re: 125 Insurance for 17 year olds..???

Post by trophydave »

herman wrote:Consider a 110...a fair bit cheaper.
Probably no help but back in the early 80s when I was starting out myself and a few mates ran 100s rather than 125s because the insurance was a lot cheaper.Is this still the case?
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