It pays to shop around

Bikers and riding
Post Reply
Posts: 300
Joined: Wed Dec 11, 2013 5:48 pm
Has thanked: 19 times
Been thanked: 51 times

It pays to shop around

Post by chipy » Wed Aug 09, 2017 5:38 pm

My bike insurance is up this week, I currently have a multi bike policy from surety (IAM) which gives class 1 business use on the XT1200 , FJ1200, ZZr 600 and the F 650.

The renewal came a couple of weeks ago and was £570.00 with 350 excess a massive increase on last year.

This afternoon I spent an hour or so doing the comparison sites looking at all the option for insuring the 4 bikes including separate policy`s, multi bike and on classic insurance. When I had all the best prices worked out I rang surety who say they will try match any other quotes.

Sure enough after giving them all the details including proof of the other quotes they rang me back with a much better price. All 4 bikes still class 1 business use and legal cover etc for £290.00 with a 250 excess.

That’s a saving of £280.00 !!!
1980 rs100, 1986 DT50 mx, 1990 fj1200, 1993 xt225 serow, 1997 funduro, 1998 zzr600, 2001 Beta Alp, 2007 G650Xcountry, 2011 xt1200z

Pre-order your limited edition ABR T-shirts
Mike Wrights
Posts: 1
Joined: Wed Aug 09, 2017 6:48 am

Re: It pays to shop around

Post by Mike Wrights » Wed Aug 09, 2017 6:57 pm

Certainly is the insurance industry seems to be a lottery and ripping people is a sport!

Posts: 15
Joined: Tue Jan 24, 2017 5:57 pm

Re: It pays to shop around

Post by tuggy » Wed Aug 09, 2017 8:29 pm

When shopping around for Ins on my CRF1000L I put in Zero for voluntary excess to see what would happen. The premium went down a fair bit. So I tried it on some other sites & the same happened. No more £250 voluntary excess.

User avatar
Steve T
Posts: 2354
Joined: Sat Jul 17, 2010 7:13 pm
Location: Moray
Has thanked: 142 times
Been thanked: 480 times

Re: It pays to shop around

Post by Steve T » Wed Aug 09, 2017 8:48 pm

Just renewed mine, and for the 2nd year in a row the same company came in cheaper for an on-line quote then their original "offer" :roll:

They then drop the price too the on-line figure :evil:

Steve T


He knows not where he's going, for the ocean will decide
It's not the destination . . . . . . . it's the glory of the ride

Posts: 1744
Joined: Mon Jul 28, 2014 5:32 pm
Location: Barrowford, Lancastershire.
Has thanked: 67 times
Been thanked: 80 times

Re: It pays to shop around

Post by vRSG60 » Thu Aug 10, 2017 8:42 am

Mike Wrights wrote:
Wed Aug 09, 2017 6:57 pm
Certainly is the insurance industry seems to be a lottery and ripping people is a sport!
It really is time the ombundsman got his act together and investigated this cartel.
Out On The Floor - Keep The Faith

Posts: 42
Joined: Fri Dec 23, 2016 10:36 am
Has thanked: 7 times
Been thanked: 2 times

Re: It pays to shop around

Post by maxriddy » Sat Aug 12, 2017 1:12 pm

I think you get the fruitful results with saving of £280 :D

Posts: 1388
Joined: Thu Feb 07, 2013 8:23 pm
Location: Northern Ireland
Has thanked: 31 times
Been thanked: 38 times

Re: It pays to shop around

Post by TomBoyNI » Sat Sep 09, 2017 1:36 am

I appreciate this is an old thread but it's now my renewal time for the GSA.

My premium has increased by 29%! :twisted:

What changed? Well I obtained an extra year's no claims bonus.

That's with Carole Nash who I have been with for a while. I did the usual comparison and JMI were the cheapest by almost £70.

I contacted Carole Nash who refused to budge even a pound coin.

Here's the kicker. CN and JMI are the same entity but refused to match themselves. Even the sales guy apologised.

Absolutely daft and that's after them torturing me hourly for a few days having run a quote on their site. When I did finally answer them they hadn't even checked if I was a customer of theirs or not. At least it made it easy to cancel their auto renewal - another hateful invention, but that's another story. :roll:

Poor show Carole Nash.
Boo :-p
Motorcycling | Technology | Photography

Post Reply


Who is online

Users browsing this forum: No registered users and 26 guests